Lincoln Financial Group

 

Overview

  Headquartered in the Philadelphia region, Lincoln Financial Group is a Fortune 500 company offering a diverse range of financial services and solutions. With a strong focus on four core business areas — life insurance, annuities, retirement plan services, and group protection — our business is built around supporting, preserving, and enhancing our customer's lifestyles and providing better retirement outcomes. Led by over 8,000 employees, Lincoln Financial provides the tools and advice to help individuals take charge of their futures.

    Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates.

Specialties

Retirement Solutions, Life and Annuities,
Group Protection

Careers at Lincoln Financial Group

    At Lincoln Financial, we love what we do. We know that the work we do is meaningful - empowering our clients to take charge of their lives. Our employees are smart, dedicated professionals who respect each other and care deeply about doing right by our clients, our business partners and our colleagues. We thrive in a culture of excellence that embraces diversity, endorses learning & career development, and supports us as we make meaningful contributions on the job and in our communities.

Service Overview

   Our life insurance products/solutions offer protection from life’s unforeseen risks and the power to leverage assets, so our clients can accomplish more.

• Financial protection for our clients' loved ones and their business
• Income replacement options
• Supplemental retirement income
• Tax advantages

Group benefits

Service Overview

  Our group protection products/solutions offer a full suite of additional benefits to supplement an employer’s basic plan offerings. These include dental, vision, accident, short- and long-term disability, and employee assistance programs. Any of these solutions can be added to an employer's plan to create a robust benefits suite; these are offered as an employer-paid or voluntary (employee-paid) benefit.

Retirement plan services

Service Overview

  Our Retirement Plan Services business helps savers boost their retirement readiness through their employer-sponsored plans. We help people get to and through their retirement years by offering personalized services, education and solutions.

Income

Service Overview

  Our income products/solutions are long-term savings vehicles to help individuals generate retirement income. These products are designed to grow and protect their money in the years leading up to retirement and then turn that money into an income stream to fund living expenses during retirement. 

Texas Center for Massage Therapy

Welcome to the Texas Center for Massage Therapy!
Dallas | Houston

    Do you want a career that offers the satisfaction of helping people and a work environment that is positive and exciting? With the education you will receive at the Texas Center for Massage Therapy, that career can be yours.

      Massage therapy is a flexible and rewarding career in which you not only take care of others – you also take care of yourself! You can work in a resort spa, cruise ship, sports clinic, destination spa, or a day spa close to home. You can even start your own private practice!

Why choose the Texas Center for
Massage Therapy?

• Graduate in as little as 7½ months!
• Financial Aid is available to those who qualify.
• Accredited by the Accrediting Council for Continuing Education and Training (ACCET).
• Graduate with valuable hands-on experience in our student clinic.
• Career placement assistance is provided to all of our students and graduates.
• Day or evening classes are available.

     The Texas Center for Massage Therapy is a member of the Steiner Education Group, which operates massage therapy schools and skin care schools at 31 campuses in 14 states. The mission of the Steiner Education Group (SEG) is to provide high-quality, comprehensive training programs that prepare graduates for successful careers in massage therapy, skin care, and related health and wellness fields.

      schools have been training massage therapists since 1980 … and the Texas Center for Massage Therapy is the product of those 30 years of experience. With tens of thousands of graduates working all over the world, SEG schools are known throughout the industry for producing some of the most talented massage therapists in the nation.

Finally, a massage school with a reputation big enough for the state of Texas.

Donate Your Car

Donate your old or unwanted vehicle and help us prevent youth homelessness.

The Donate Your Car program is a free and fast alternative to selling or trading. It is an easy way to make a significant contribution to the lives of young Australians who are homeless or at risk of becoming homeless.

The process is simple!

5 quick steps to donating

1.  Before you fill in the donation form below, please make sure that:

	You have the registration details and the Vehicle Identification Number (VIN)
	You have the year, make and model details.
	The vehicle is located within 75 km of Melbourne, Newcastle, Sydney, Brisbane, Townsville, Perth, Hobart or Adelaide.
	The vehicle is easily accessible for a towing truck (the towing truck driver will be by himself and cannot jump start or push the vehicle).

2. Complete your donation form. If you have any questions or would like a hardcopy form sent out just give us a call on 1800 801 633.
3. Cancel your registration, remove the number plates and hand them in to your local transport authority.
4. We will call you to arrange collection of your vehicle, and your vehicle gets collected through our Platinum Partner, Manheim, on the date specified by you.
5. Your vehicle goes to auction at Manheim and 100% of the proceeds from the sale of your vehicle go towards preventing youth homelessness. Thank you!

Do you want to know more about the collection, the auction or the tax deductibility? Visit our FAQs page!

Things you should know

• We accept cars, boats with trailers, caravans, motorbikes, box trailers, trucks etc.
• We accept all types of vehicles, running, not running, classics, lightly used and even the end of life vehicles. 
• We only need three business days to organise the towing truck after we get your online form.
• We receive 100% of the proceeds from the sale of your vehicle- all towing and auction services are kindly donated by Manheim.
• All vehicles are eligible for a tax deduction based on the amount the vehicle is sold for at auction. All vehicles valued by the ATO at more than $5000 are eligible for a tax deduction based on the current market value. 

Got a couple more questions? Visit our FAQs page!

Update on the program 

Last month (September 2013)
Number of vehicles donated	113
Money raised at auctions	$66,660
This year (since 1 January 2013)
Number of vehicles donated	847
Money raised at auctions	$340,818
Grand total (since 2006)
Number of vehicles donated	2030
Money raised at auctions	$921,913

How your donation helps  

Kids Under Cover is a registered Not For Profit organisation that works to prevent youth homelessness.Kids Under Cover is the only organisation in Australia offering a unique combination of building homes and providing scholarships and mentors for homeless and at-risk young people. 

Since we started in 1989, Kids Under Cover has supported more than 2,800 young people at risk of homelessness with a secure home through our Studio Program. For the young person the Studio provides an opportunity to develop independent living skills and to stay connected with their family. More importantly, it prevents young people from becoming homeless. 

Our Scholarship Program helps young people to stay engaged with education. By covering education expenses, young people are empowered to continue their study or job training. This can lead to more positive employment opportunities, ensuring the young person has a productive, functioning place in their community.

Our Mentoring Program offers positive role models who connect with young people and offer guidance, support and encouragement. As confidence, self-esteem and social skills improve, young people are in a better position to make life-changing decisions.

With our programs young people are empowered to build a brighter future for themselves.

Kids Under Cover changes lives

If you have any questions, please call us on 1800 801 633.

The Donate Your Car program is proudly supported by:

Platinum Partner
Gold Partner		Gold Partner (WA)		Gold Partner (Vic)
Silver Partner (Vic)
Bronze Partner (Vic)
Supporting Partner (Vic)

William to host first investiture

 

Andy Murray presented with OBE by Prince William

   The Duke of Cambridge presented Wimbledon champion Andy Murray with an OBE at his first investiture ceremony.


 

Cyclone Phailin makes landfall in India

 

     A huge cyclone that has forced as many as 500,000 people to flee their homes has made landfall in eastern India.

    Winds were measured at 200 km/h (125mph) as Cyclone Phailin hit the coast near Gopalpur, Orissa state, at about 21:15 (15:45 GMT).
Authorities had predicted a storm surge of at least 3m (10ft) that was expected to cause extensive damage.

    Officials say they are better prepared than in 1999 when a cyclone killed thousands of people in Orissa.

Cyclone Phailin has been classed as "very severe", and the head of India's Meteorological Office, LS Rathore, said it would remain in that category for six hours before losing strength.

   The eye of the storm was moving at 10-15 km/h (6-9mph), he said.

The BBC's Sanjoy Majumder reported heavy rain and high winds lashing Gopalpur as the cyclone made landfall.
'Apocalyptic devastation'
 
    The storm has ripped up trees and road signs, and cut power supplies in some areas. There were reports of window panes being shattered and roofs being blown off.

   Five deaths were linked to the cyclone by Indian media, four attributed to falling trees and one to a house collapse.

    Another BBC reporter, Andrew North, spoke of a scene of apocalyptic devastation in Brahmapur, just inland from where the cyclone reached the coast.
Store signs and other debris were being pitched high in the air by storm gusts and elaborate decorations for a major Hindu festival were strewn over the main road.

    Officials had earlier said that no-one would be allowed to stay in mud and thatched houses along the coast of Orissa and Andhra Pradesh states, but some residents said they wanted to stay put.

   "Many people refused to move, had to be convinced, and at times the police had to forcefully move them to safe places," said Home Minister Sushilkumar Shinde.

    The army has been placed on standby for emergency and relief operations. Helicopters and food packages were ready to be dropped in the storm-affected areas.





    Hours before the cyclone made landfall it was generating winds of 240 km/h (150mph) over the Bay of Bengal. Most of those evacuated were in Orissa state.
Sushant Sahoo, a resident of Orissa's state capital, Bhubaneswar, told the BBC that it had been raining there since the morning, and the streets were empty.
"We have no electricity, it is very dark right now and very grim," he said.
"I have dry food and candles. The local government has been good at getting everyone prepared and taking care of people."

   India's eastern coast and Bangladesh are routinely hit by cyclonic storms between April and November that cause deaths and widespread damage to property.

   In December 2011, Cyclone Thane hit the southern state of Tamil Nadu, killing dozens of people.

One dead as Odisha braces for Cyclone Phailin

   Bhubaneswar: As Odisha braced for Cyclone 'Phailin', heavy rains accompanied with gusty winds Saturday lashed the coastal belt of the state where a woman was killed after a tree fell on her and 18 fishermen were trapped on a trawler near Paradip.

   The woman identified as Jayanti Raut (42) died after a tree fell on her in the morning amid gusty winds, while she was plucking flowers near her house, said special relief commissioner P K Mohapatra.

   "18 fishermen were reported trapped around 4km from Paradip in the sea on a fishing trawler. Though they contacted the Coast Guard, rescue operations could not be conducted as the sea is extremely rough.

   "We have contacted the authorities of IOC and have sought help from their rescue team," said state revenue and disaster minister S N Patro.

    Revenue Divisional Commissioner (Central Division) Arvind Padhee has been asked to coordinate rescue operations of these trapped fishermen and "we have asked the police to trace the owner of the trawler and arrest him," Patro said.

    More than 3.61 lakh people have already been evacuated from the six coastal districts of Odisha. 1.2 lakh people have been shifted from the coastal belt of Ganjam and Gopalpur areas, Mohapatra said.

    Reports from Puri said that sea water gushed into Tandaghar and Keutajanga villages of Astarang and Brahmagiri blocks in the district last evening, even as the administration shifted people to safer places.

    Though the district administration evacuated around 45,000 people from the coast to safe places, a large number of fishermen, who were shifted from Chandrabhaga and Konark, returned.

     "It was a major cause of concern for us," an official engaged in evacuation operation said.
  
    Although roads leading to the 12th century Jagannath Temple wore a deserted look, all the intricate rituals were continuing and the temple administration said darshan of the deities was on.

    The Puri district administration had vacated about 400 hotels in the city and the pilgrims were advised to move to Bhubaneswar or other places. Passenger buses and trains originating from Puri were ferrying hundreds of tourists in anticipation of the cyclone.

    A report from Paradip said the port town was experiencing heavy rains accompanied by windspeed and high tides were lashing the coast.

    Production in the industries including PPT, PPL, IIFCO had been stopped and many workers fled the place out of fear during the last two days, anticipating that the port town might be battered by the imminent cyclone, sources said.

    Cyclonic storm Phailin is currently positioned just 260 km off the coast of Gopalpur in Odisha, which is likely to be epicentre of the storm.

Sachin Tendulkar: India batting legend to retire from all cricket

 

    Legendary batsman Sachin Tendulkar will retire from all forms of cricket after playing his 200th Test next month. 

    The 40-year-old former India captain, who retired from one-day internationals in December 2012, will end his career with two matches against West Indies.
"It's hard to imagine a life without playing cricket because it's all I've ever done since I was 11," he said.

    Tendulkar is the highest scorer in both Tests and ODIs, with 15,837 runs in 198 Tests and 18,426 runs in 463 ODIs.

    He made his international debut aged 16 in November 1989 and last year became the only batsman in the history of the game to reach 100 international centuries.

 

    "All my life, I have had a dream of playing cricket for India. I have been living this dream every day for the last 24 years," Tendulkar said.

He played his final Twenty20 match last weekend in the Champions League T20 final between his Mumbai Indians team and a Rajasthan Royals side led by another former India skipper, his long-standing team-mate Rahul Dravid.
Tendulkar's final appearances will also take place in India and he said: "It's been a huge honour to have represented my country and played all over the world. I look forward to playing my 200th Test match on home soil, as I call it a day."

   He also holds the record for the most number of Test appearances, with Australians Ricky Ponting and Steve Waugh joint second on 168, followed by Rahul Dravid (164) and South African Jacques Kallis, who is still playing, on 162.
The president of the Board of Control for Cricket in India, N Srinivasan, said: "He is without doubt the greatest cricketer India has produced.

    "In fact, one should really say he ranks among the top of all-time great sportspersons in the world. No one has served Indian cricket as Sachin has.
"He has truly been an ambassador for India and Indian cricket. He has been an inspiration for generations of sportsmen, not just cricketers.
"We respect his decision to retire, although many of us can't imagine an Indian team without Sachin."

    Tendulkar was tipped for greatness from an early age, and whilst still at school in 1988 he made an unbeaten 326 in a stand of 664 with Vinod Kambli in the semi-finals of the Harris Shield.

His first Test century came in his 14th innings and was against England at Old Trafford in 1990.

   There were six double centuries, the first of which came against New Zealand in 1999 and the most recent a 214 against Australia in Bangalore in October 2010, with his highest score an unbeaten 248 against Bangladesh in 2004.
Tendulkar racked up 16 Test hundreds before he turned 25 and in 2000 became the first man to score 50 international tons, while in 2010 he became the first double centurion in a one-day international.
It was hoped his 100th international hundred would be in the 2,000th Test match, which was against England at the home of cricket, Lord's, in 2011 but he was dismissed for 34 and 12 and the feat was achieved in an ODI the following year.

    One of his most memorable Test centuries was an unbeaten 103 that inspired India to victory against England in December 2008 and came shortly after terror attacks hit his home city of Mumbai.

   Tendulkar was popular across the world, and in 1992 became the first overseas player to sign for Yorkshire, scoring more than 1,000 runs in the summer.

   BBC cricket correspondent Jonathan Agnew said on Twitter:  "Perfect symmetry to Sachin's retirement: 200th Test, not confirmed, surely to be played in Mumbai. Also a charming man to deal with, which I have been fortunate to do many times."

   Former England captain Michael Vaughan tweeted:  "One of the greatest ever Sachin Tendulkar is retiring. One of my heroes and an absolute joy to play against."

   And England batsman Kevin Pietersen also took to Twitter  to dub Tendulkar: "Undisputed Champion of Cricket!"

In a special BBC Radio 5 live programme on Monday 14 October at 21:00 BST, Mark Chapman is joined by BBC cricket correspondent Jonathan Agnew and Indian commentator Prakash Wakankar as they look back at the career of Sachin Tendulkar.